Terms & Conditions

My Key Terms of Business

The joy of this work, is seeing people light up with understanding, motivation and making more money – to fulfil dreams. 

All the best, Jenny



Disclaimer: Only take advice if it is useful.
Based on information provided at the time.

“advice” includes but not limited to; business advice, general advice, coaching and recommendations.

Professional Guarantee: If I can’t help, I will give you a refund.


One to One Sessions

I prepare for a one to one session by taking time to centre myself.  To focus completely on you and your situation, to provide the best possible outcome.

A detailed report with content covered and action plan is included in the price.



I do not provide “coaching and advice” by outside paid sessions.  Any suggestions are not backed by my Professional Guarantee – it is too easy to misinterpret things.



I am not a financial adviser or an accountant and not regulated to give personal financial advice.

I can help you think through, what is right for you.  Using coaching questions and business advice.

I am not responsible for you taking action – I do my best to motivate!

Confidentiality is an essential part of being a business mentor and money coach.

I explain money is a trading name of Jenny Bracelin Ltd.

Data Protection/GDPR.  I collect your data to facilitate giving you the best support and marketing purposes.  I also anonymise  information for case studies and general statistical purposes. Privacy Policy



Payment is in advance.

Refunds are given in line with distance selling rules in the UK and my professional guarantee = if I can’t help, I will give you a refund.


I am a professional and operate with integrity.  All “advice” is based on achieving the best outcome or objective, for you and your money.

I am known for prioritising health over making money, as it is possible to make money anytime!

I often work with clients in the same industry, i.e. consultants, as I find each person’s business is unique to them and their personality.  However I will notify you or decline business, if I think there is a conflict of interest.


I am honest, fair and non judgemental.  I do my best to conduct my business legally and in an ethical way.

I research and promote ways, particularly with money, that work for everyone.


The Planet

I consider the planet in my use of resources.  I re-use, reduce and recycle.  Use public transport, where possible.  I also make a regular contributions to my local Wildlife Trust.


Every individual is a human being and will receive the best possible service.

Specific experience: all genders, ages, a wide variety of cultures, faiths, LGTBQ  and people with mental and physical disabilities.


Invalidating one clause does not invalidate the others.